fy99 Terms & Conditions — Betting, Payment & Account Rules

By using the fy99 website (https://fy99.win), you automatically agree to these terms and conditions. These terms form a legally binding agreement between fy99 and its users. It is your responsibility to read and fully understand these terms and conditions before using any service, playing any game, or placing any bet on the fy99 platform.

Fy99 reserves the right to update these terms and conditions at any time. Changes will be published on the website and users will be notified. Continued use of the platform after any update constitutes acceptance of the revised terms.

• All fy99 services are for personal, non-commercial use only.
• Nothing on this platform constitutes professional financial or legal advice.
• Users are solely responsible for any gains or losses incurred while using fy99's services.
• fy99 is not liable for any losses arising from technical errors or service disruptions.

To open an account with fy99, you must register using accurate and complete information. If an account is found to have been created with false or misleading details, fy99 reserves the right to close that account and forfeit any balance held within it.

Each person may register only one account. If multiple accounts are found under the same individual, fy99 reserves the right to close all of them and forfeit the entire balance. The one-account policy is strictly enforced at fy99.

• Accurate Information: Your name, date of birth, mobile number, and email must be entered correctly.
• Password Security: Keep your password confidential. fy99 is not responsible for any loss resulting from sharing your password with others.
• One Account Only: Each individual may only register one account.
• Update Information: Update your account promptly if your contact details change.
• Account Transfer: Selling or transferring an account to another person is strictly prohibited.

Only individuals aged 18 or above may register an account and play on the fy99 platform. Providing a false date of birth during registration is strictly prohibited and constitutes a serious breach of these terms.

Fy99 may request a national ID card or other valid document to verify a user's age at any time. Failure to provide the required documents within the specified timeframe may result in account suspension.

• Providing an accurate date of birth at registration is mandatory.
• A national ID card or passport may be required for KYC verification.
• Withdrawals may be limited until your documents are verified.

All betting on fy99 — including Sports Betting, Live Casino, slots, and fish games — is governed by specific rules. Once a bet is confirmed, it cannot be cancelled or changed.

If a match in Sports Betting is cancelled or abandoned, the stake for the relevant bet will be refunded. However, no cancellation requests will be accepted after the match result has been determined. fy99's betting rules are always final.

• Minimum Bet: The minimum bet amount is fixed and varies by game.
• Maximum Bet: Each market has a maximum bet limit set by fy99.
• Live Betting: Live odds change in real time; the odds at the moment a bet is confirmed are the ones that apply.
• Match Abandonment: If a match is suspended for an unspecified reason, fy99's decision is final.
• Cheating Prohibited: Any involvement in match-fixing or fraud will result in immediate account closure.

Fy99 regularly offers a variety of bonuses and promotions. Each bonus comes with its own terms, which are clearly stated alongside the offer. By claiming a bonus, the user is deemed to have accepted the associated terms.

• Wagering Requirement: A minimum wagering requirement must be met before bonus funds can be withdrawn (typically 5x–30x).
• Validity: Every bonus has a set expiry date; any unused bonus will be forfeited once it expires.
• One Bonus Only: Only one bonus per person/household/device/IP address applies under the same offer.
• Game Restrictions: Some bonuses are valid for specific games only; details will be listed on the relevant offer page.
• Prohibited misuse: Bonus abuse or fraudulent use will result in the complete cancellation of the bonus and any associated winnings.

Deposits on fy99 can be made easily via bKash, Nagad, and Rocket. All transactions are processed in BDT. Minimum deposit amounts and withdrawal limits are fixed and listed on the fy99 payments page.

Withdrawals are generally completed within 15 minutes to 24 hours. However, delays may occur due to KYC verification or security reviews. fy99 reserves the right to hold and investigate any suspicious transactions.

• Personal Account: Withdrawals will only be processed to the depositor's own mobile banking account.
• Verification is Mandatory: Identity verification is required for large withdrawal amounts.
• Money Laundering is Prohibited: Using fy99 for any form of illegal financial activity is strictly prohibited.
• Chargeback Policy: Filing a false chargeback claim will result in permanent account closure.
• Deposit Confirmation: If your balance is not updated after a payment, contact support immediately.

Fy99 reserves the right to temporarily suspend or permanently close any account without prior notice under the following circumstances.

• Registering with false information.
• Operating multiple accounts.
• Engaging in bonus abuse or fraudulent activity.
• Using bots or automated software for betting.
• Harassing or defrauding other users.
• If KYC documents are not submitted or false documents are provided.

Fy99 firmly believes that gaming is meant to be enjoyable and should never become a source of financial hardship. We encourage all our users to play responsibly.

• Budget Limit: Set daily, weekly, and monthly budget limits from your account settings.
• Self-Exclusion: You can temporarily or permanently exclude yourself from the platform at any time.
• Cooling-Off Period: You can take a temporary break from betting for a set period.
• Get Help: If you feel you may be developing a gaming addiction, please seek professional help.

Fy99 stores users' personal information with the highest level of security. We never sell your data to third parties. All information is protected using 256-bit SSL encryption.

User data is used solely for service delivery, KYC verification, and legal compliance. For more details, please visit our Privacy Policy Read the page.

• All transactions are secured with SSL encryption.
• Personal data is never sold to third parties.
• Information may be disclosed in response to valid requests from legal authorities.
• Users may request to review or delete their personal data.

Fy99 reserves the right to amend these terms and conditions, in part or in full, at any time. Any changes will be updated on the website with a revised date. For significant changes, registered users will be notified by email or SMS.

If you have any questions or complaints regarding these terms, please contact our support team. Our team is available 24 hours a day, 7 days a week.